Bankruptcy and Buying a Home
Filing bankruptcy is a stressful time in a person's life.
Along with discharging your debts and gaining a fresh start,
you may wonder if you will be able to buy a home after a
bankruptcy. The answer is yes! Mortgage companies and online
lenders are now offering home loans for those who have a
bankruptcy on their credit report. Some lenders will even
approve your loan as soon as one day after your bankruptcy has
been discharged.
Top Recommended Companies To Refinance With:
(updated ):
Act Now! Lower your monthly mortgage payment!
- Competitive rates and no hidden fees
- Bad Credit OK
- New Purchases, Home Equity & Refinance
- One dedicated mortgage banker from first call to closing
- Quick Application with worthwhile results
If you are looking for a mortgage loan but have "less than perfect credit" this company has options for people with credit problems. Complete a short form and get one dedicated mortgage banker from first call to closing with a simple, straightforward process.
Mortgage rates are still low. Refinance & Lower Your Payment!
- Get Started on a Lower Payment Now!
- America's #1 Online Lender
- Save More and Spend Less!
- No Obligation and Free Expert Advice Another Great "bad-credit" Mortgage Company! QuickenLoans is also a competitive mortgage company for people with all types of credit including poor credit. Refinance or get new mortgage offers from this reputable Web based mortgage lender.
Buying a home after bankruptcy is no longer impossible. There
are many reasons a person chooses to file bankruptcy. The loss
of a job, unexpected medical bills, and overwhelming credit
card debt are just a few of the factors that can lead to
filing bankruptcy. The mortgage lending industry has created
special loan packages and terms for those who have filed
bankruptcy in the past. Lenders have little to lose in
approving a home loan after bankruptcy. With your home serving
as collateral for the loan, the lender can feel confident in
approving you for a home loan, often soon after your
bankruptcy has been discharged.
Filing bankruptcy and buying a home are no longer mutually
exclusive terms. Both traditional and online lenders can give
you a good interest rate and payments you can afford, even
after filing bankruptcy. If you have filed Chapter 11 or
Chapter 7 bankruptcy and are wondering if you can obtain a
home loan, contact a lender today who specializes in approving
mortgages after bankruptcy. Interest rates are currently lower
that they have been in decades. Even after filing bankruptcy
you can get your new home loan approved and receive a great
interest rate. Online lenders and mortgage companies are
competing for your business. Do not let a past bankruptcy
prevent you from purchasing the new home of your dreams.
If you have filed bankruptcy in the past and would like to
purchase a home, there are numerous programs and loan products
that will suit your needs. Lenders will approve your loan
quickly and give you excellent terms on your mortgage. Some
lenders will require that a certain amount of time pass before
approving a new home loan after a bankruptcy while other
lenders can approve your loan in a little as one day after
your bankruptcy has been discharged. Now is the perfect time
to apply for a mortgage, even if you have filed for bankruptcy
in the past.
Here are our recommended sources for home equity lenders online:
Top Recommended Companies To Refinance With:
(updated ):
Act Now! Lower your monthly mortgage payment!
- Competitive rates and no hidden fees
- Bad Credit OK
- New Purchases, Home Equity & Refinance
- One dedicated mortgage banker from first call to closing
- Quick Application with worthwhile results
If you are looking for a mortgage loan but have "less than perfect credit" this company has options for people with credit problems. Complete a short form and get one dedicated mortgage banker from first call to closing with a simple, straightforward process.
Mortgage rates are still low. Refinance & Lower Your Payment!
- Get Started on a Lower Payment Now!
- America's #1 Online Lender
- Save More and Spend Less!
- No Obligation and Free Expert Advice Another Great "bad-credit" Mortgage Company! QuickenLoans is also a competitive mortgage company for people with all types of credit including poor credit. Refinance or get new mortgage offers from this reputable Web based mortgage lender.
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