If you are looking for a mortgage loan but have "less than perfect credit" this company has options for people with credit problems. Complete a short form and get one dedicated mortgage banker from first call to closing with a simple, straightforward process.

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Another Great "bad-credit" Mortgage Company! QuickenLoans is also a competitive mortgage company for people with all types of credit including poor credit. Refinance or get new mortgage offers from this reputable Web based mortgage lender.

High Risk Loans

Subprime lenders take risks with loans that other banks turn away.  Because of the added risk, , subprime lenders are justified in charging higher interest rates and fees to ensure they make a profit even with the higher rate of loan foreclosures.

Get Multiple Offers

The best way to compare interest rates and fees of subprime lenders is to get on the internet and apply to a few different subprime lenders. You can get a straight answer on rates and fees from a number of lenders by entering your information online. When you are comparing between lenders, remember to enter the same information for each lender so you are getting a quote for the same risk level.

Rates And Fees Vary

Interest rates and fees can vary as much as 5% between subprime lenders. While a few dollars a month may not seem much, over years this can mean the difference of thousands of dollars. You should also compare closing costs and other fees in the financing package which can also add up to hundreds of dollars.

Here are our recommended sources for bad credit mortgage lenders online: