If you are looking for a mortgage loan but have "less than perfect credit" this company has options for people with credit problems. Complete a short form and get one dedicated mortgage banker from first call to closing with a simple, straightforward process.

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Another Great "bad-credit" Mortgage Company! QuickenLoans is also a competitive mortgage company for people with all types of credit including poor credit. Refinance or get new mortgage offers from this reputable Web based mortgage lender.

You must apply with many different lenders or brokers, because every broker has access to different loan programs.  What is impossible for one broker, may be very possible for another.

The key to getting approved for a home loan with poor or bad credit is persistence.

There are online mortgage brokers that will submit your application to multiple lenders, so that you receive up to 4 loan offers from each application that you submit. These companies will submit your application to usually hundreds of mortgage lenders and provide you with only the best offers.  This can help you get a very competitive interest rate.

Applying with many lenders online works because most of the lenders applications online do not pull your credit initially.  Usually once you have decided on a lender or a broker, then they will ask to pull your credit report in order to continue through the loan process.  Just make sure you estimated your credit score accurately.  For a free copy of your credit report, visit this page of our site: Free Credit Report

Here are our recommended sources for bad credit mortgage lenders online: